Bankruptcy Attorney

Bankruptcy Attorney in Lee's Summit, Missouri

Unforeseen events lead to financial problems

Sometimes, bad things happen to good people. An unexpected illness leads to excessive medical bills. The loss of a job places you in a situation where you can’t pay the regular household expenses. A divorce happens and you find yourself stuck with extra debt but only one source of income. Or maybe, you’ve just encountered financial struggles where the bills are piling up and you don’t see a way out. Contact us for a free consultation about whether bankruptcy might be a viable option for you.

Our Firm Offers Full-Service Consumer Bankruptcy Attorney Services

Bankruptcy can seem like an overwhelming decision, but it doesn't have to be. With the right professionals on your side, bankruptcy can be a logical and beneficial process to get you back on track financially. Our firm offers full-service consumer bankruptcy attorney services to individuals. We handle both Chapter 7 and Chapter 13 bankruptcies. During our initial consultation, we will discuss your overall financial situation and advise you which type of bankruptcy would be best for you.

We Handle Our Cases Efficiently

We understand that bankruptcy is a difficult decision, and you may be overwhelmed at present. We handle our cases efficiently so that your case can move as smoothly as possible and so you can keep the legal fees to a minimum. Every client receives one-on-one attention from a licensed bankruptcy attorney. We understand that your case is unique and that you need a personalized solution.

You May Fear Answering Your Phone Or Opening Your Mail

It is easy to feel overwhelmed when you do not have enough money to pay your bills. Creditors will pressure you to pay money you do not have. You may fear answering your phone or opening your mail. Collection agencies may be contacting you multiple times per day demanding payment on debts. You may have endured sleepless nights thinking of how to regain control of your finances. Thankfully, under bankruptcy laws, you can take control of your finances and enjoy a stress-free financial future. Hundreds of thousands of Americans and businesses—at all income levels—have filed for bankruptcy. Hundreds of thousands more will need to file for bankruptcy in order to gain traction on their debt. You are not alone in your financial difficulty.

Regardless of whether you file under Chapter 7 or Chapter 13

There Are Certain Protections That Are Automatically Triggered As Soon As Your Case Is Filed:

Creditors can no longer contact you in an attempt to collect debts.

Creditors cannot repossess your vehicle if you are behind in payments.

Creditors cannot begin foreclosure proceedings on your property if you are behind on mortgage payments. If the foreclosure process has already started, it must immediately stop while your case is pending.

Creditors cannot file lawsuits against you for money owed. If a lawsuit is currently pending against you, it must immediately stop while your case is pending.

Creditors cannot garnish any wages from your paychecks once your case is filed. If they have already started garnishments when you file, they must immediately file a release of garnishment with the court and provide a copy to your employer, which lets the employer know to stop taking money from your paychecks.

If creditors violate any of these rules they are violating what is called the “Automatic Stay” and they can face serious consequences from the Bankruptcy Court if it can be proven that they knew about the bankruptcy and willfully violated the automatic stay provisions of the bankruptcy code.

Click on the links below to learn about the differences between Chapter 7 and Chapter 13 Bankruptcy, as well as some frequently asked questions about the bankruptcy process.

Frequently Asked Questions

The Gedbaw Law Firm represents clients and accepts all state and federal cases throughout the entire Kansas City metro, including but not limited to Lee's Summit, Greenwood, Lake Winnebago, Lake Latawana, Lone Jack, Pleasant Hill, Grandview, Belton, Raymore, Blue Springs, Loch Lloyd, Overland Park, Leawood, Praire Village, Lenexa as well as cases outside the metro area. States of Practice include Missouri and Kansas.

Contact Gedbaw Law Firm Attorney Jeff Gedbaw for a free consultation.